Loan Database

$500 of $1,750 raised.

Started raising funds on Jun 9, 2010




Hardworking Magayane John, aged 46, started up his hardware shop business over ten years ago. His business has, for the most part, been dealing in general building merchandise. Being strategically located in Rwenshaka, Rukungiri town, he gets many customers, earning him profits of 173,000 Ugandan shillings monthly.

John’s main drawback is having a small amount of stock that cannot match the demand from his customers. With his pub and banana-sales side-businesses, however, he has managed to cut both ways in situations like the aforementioned. John started off as a farmer and he has never looked back. He has built up enough experience that things are currently playing into his hands.

With this loan, John hopes to buy more hardware stock for his business. He is looking at buying more iron sheets, nails and cement. This, he figures, will help him expand his business market and also earn more sales revenue to cater for the family requirements of his four children who are still attending school, and also enable him to progress economically.

$925 of $2,525 raised.

Started raising funds on Jun 7, 2010




Anna is married with a 7-year-old daughter. She is an entrepreneur from Energodar, which is a predominantly agricultural region of eastern Ukraine. Anna sells seeds, farming chemicals and pesticides in a little farming store and another vending location at a market. She started this venture 10 years ago. Currently, she has about 150,000 Grivnyas invested in inventory. Her working capital amounts to 50,000 Grivnyas.

Anna is seeking a 20,000 Grivnya loan to purchase additional merchandise for this farming season. She always tries to re-stock her inventory, keeping up with the demand and varied market. Anna is very prompt with payments and hasn’t had any delinquencies with any of her previous loans. One of Anna’s long-term plans is to remodel her little store in the future.

$1,400 of $3,050 raised.

Started raising funds on Jun 1, 2010




The group “El Retoño” (The Sprout) is represented by Sra. Maritza and consists of 13 members, 2 men and 11 women, who are starting their second loan cycle together. They have demonstrated great desire to work, move forward in their growth, and provide a better future for their children.

Sr. Wilder is one of the outstanding members of the group. He plays in a musical band on the weekends to earn extra income. Wilder used his previous loan to buy music stands and some equipment for his band’s instruments. Now he wants to restore a few guitars and electric basses since their performances require high quality instruments. Wilder is the father of three children and has been in a common law marriage for three years. He lives in his own home where all the band members gather to practice.

The rest of the Communal Bank members engage in different businesses selling food, beauty products, turnovers, bread, slippers, clothing, and providing taxi services. The members will use this loan to buy supplies, merchandise, vehicle spare parts, and materials for their businesses so that they can increase their sales and improve their earnings. This will enable them to provide their families with a better quality of life. Since they are starting their second loan cycle with Fundacion AgroCapital, the members have gained experience and also previously worked with loans granted by other institutions.

Translated from Spanish by Ronan Reodica, Kiva Volunteer

$2,650 of $4,825 raised.

Started raising funds on Jun 1, 2010




This maternity business in Bulenga has been 49-year-old Kato May’s main source of livelihood for the last twenty-eight years. Prior to this, she bore a hand in a small boutique business.

To make her future business prospects doubly sure, May has gone out of her way to show good client handling skills. This has enormously played into her favor as manifested by an increase in her profits over the course of the years she has been operating. In a week’s period, her business has been generating her on average 100,000 shillings.

May’s future reckoning is to be able to buy more furniture and consignments of drugs for her maternity business. With this loan, she sees this coming to fruition.

$2,625 of $3,900 raised.

Started raising funds on Jun 1, 2010




Meet Dr. Marysia Kwesigabo and the Kimanga Group. Marysia is 37 years old, married, and has a three-year-old daughter. Marysia studied to be a doctor, but before she started practicing medicine, she gave birth to her daughter who was premature. She decided to stay home and care for her baby. While at home, she decided to start her own catering business, which she did shortly after her daughter’s birth.

With a small amount of money from her husband, Marysia began buying some catering supplies and offering her services for events such as weddings and kitchen parties. In 2009, her friend introduced her to Tujijenge Tanzania, and Marysia has now had three loans. With the previous loans, Marysia bought tablecloths and fabric for decorations, serving dishes, buffet tables, plates, a charcoal cooker, and a gas cooker. This has allowed her to grow her business, which now employs 8-10 staff. Profits vary depending on the number of events Marysia caters, but can be up to 3,000,000 Tsh per month (about $2100).

This is Marysia’s first Motisha loan. A Motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. Marysia has some big events coming up, and she will use this loan to buy extra drinking glasses and fabric for decorations. Marysia dreams of growing her business and if she makes a profit from this loan, she will save to buy a music system, and someday to make a trip to China to buy more catering and decoration supplies. Marysia also recently started working as a medical doctor during the week, and greatly enjoys her two different types of work.

Marysia is the President of the Kimanga Group. The 10 group members will hold each other accountable for repaying the loan. In the photo, Marysia is the middle of the back row, wearing a striped polo shirt.

$325 of $675 raised.

Started raising funds on Jun 1, 2010




This is Sima, daughter of Shokrullah, 50 years old and the leader of ‘Chocolate’ group, married and the mother of 8 children. She lives in Kabul, Afghanistan. She wants to take out a loan for her husband. He has a general store in the city of Kabul, and with the loan he wants buy necessary things for his shop and to expand his business as well.

She is happy with this loan process. She wants to say that without this loan, it would be impossible to help her husband so well. She would like to thank all lenders and especially those who will help him get a loan.

$1,750 of $1,925 raised.

Started raising funds on Jun 1, 2010




Lumière is a grouping of women from Koury (in the prefecture of Yorosso in the region of Sikasso) who know each other well because they all live in large traditional families with their husbands, children and other relatives. They average 48 years of age, with nine of them being married and the tenth a widow, and they are all mother to at least four children.

This group of women carry out a variety of different trades including the sale of dried ox skins, restauration, sale of cereals and condiments etc.. In order to expand their activities, the members decided to join Soro Yiriwaso’s loan program a year ago. They are on their third group loan and all the previous loans have been repaid on time.

Aïcha Nimaga, who is a member of the Lumière group, sells dried ox skins. With her loan she is planning on buying a significant quantity of skins from butchers in Sikasso, Mopti and Koury; she sells them in Accra, the capital of Ghana, to a diverse and varied customer base, which in turn prepares the skins to eat or to sell.

While the members of the group expect to make a monthly profit of 110,000FCFA each during the course of the cycle, Aïcha Nimaga expects to make 150,000FCFA.

As well as repaying their loans, they use a part of their income to cover their families’ everyday expenses.

Translated from French by Alison Le Bras, Kiva Volunteer

$350 of $1,900 raised.

Started raising funds on Jun 1, 2010




This village bank loan is made up of 17 people who live in Kab Leav village in Kandal province. They will all use their loans for different purposes. Mrs. Surn Oum is the village bank president selected by all the members.

Mrs. Surn Oum is a farmer who owns a very small piece of land to cultivate rice to sell to support her family. She also makes thatch to sell, too. Her obstacle is that her field has infertile soil. So to improve rice production, Mrs. Surn Oum is applying for a loan to buy fertilizer, and will use the rest of the loan to plow her rice field. She is a widow with three children, all of whom are enrolled in a local public school.

$325 of $2,400 raised.

Started raising funds on Jun 1, 2010




This village bank is comprised of seventeen people, living in Krang Ta Mung village in Takeo province. Mrs. Kimly San is a village bank president, selected by all the members. Each member will use their portion of the loan for different purposes in order improve the living conditions their families. Her problem is that it is time to farm their rice field. So, to improve production rice, Mrs. Kimly San is asking for a loan to buy fertilizer, to hire farming laborers to plow the rice field, and rest of the loan she wants to start a new business breeding piglets. Her husband, Mr. Kork Horn, is a construction worker. They have three children, one of whom is a seamstress in a garment factory, one is helping to do farming, and the other is studying in the local public school.

$500 of $725 raised.

Started raising funds on May 31, 2010




Akua is a 49-year-old woman who describes herself as trustworthy. She has three adult children. For the past 15 years, Akua has sold pastries. She bakes bread and sells cake, meat pies, spin rolls and donuts. She plans to use the loan to buy flour, margarine, vegetable cooking oil and other food ingredients in bulk to make her pastries.

Akua is on her 2nd loan, and she has proven to be a good client. She would like to continue to expand her pastry business for the benefit of her family. She hopes that her children will eventually take over the family business.